The PIRP is also known as the Defensive Driving Course or the Motor Vehicle Accident Prevention Course. It is a comprehensive road safety course that provides knowledge and techniques for safe and legal driving. Companies and private organizations across the state offer the course. To be approved by the DMV, courses must meet strict standards in terms of the type of information presented and the effectiveness of the program.
The GEICO insurance discount applies to your collision, no-fault and liability premiums for three years. Contact your American Family Insurance agent for specific information about the IPIRP discount and other ways you can lower your car insurance premium. AAA Auto Insurance offers a 10% discount on collision, liability and no-fault insurance premiums after completing an online defensive driving course. Check with your Nationwide insurance agent for the terms of the 10% reduction in insurance and other discounts for drivers.
While all New York providers accept the reduction in defensive driving insurance, be sure to contact your insurance company and ask about any specific policies related to the IPIRP discount. The New York Internet and Insurance Point Reduction Program (IPIRP) is an online course that offers a mandatory 10% discount on insurance for three years. Even if your car insurance company isn't listed above, you'll be entitled to a 10% discount for defensive driving if you meet your provider's requirements. This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the Virginia State Department of Motor Vehicles.