Your driving record also plays an important role in your car insurance rate. Drivers with clean records tend to pay less than those who have accidents, speeding tickets, or other violations. Once again, comparing insurance companies is your best bet for getting the lowest rate. At age 60, your car insurance rates are about as low as they could be if your record is clean.
Many insurers offer discounts on auto insurance for things like combining other types of insurance with your car policy or going years without filing a claim. NYCM offers the cheapest auto insurance rates in Buffalo for drivers with a speeding ticket or an accident on their record. The minimum coverage auto insurance rates shown on this page are based on a policy that meets New York's minimum liability requirements. Young drivers pay the highest car insurance premiums of all age groups because they are more likely to be involved in accidents than older, more experienced drivers.
We obtained non-binding quotes from Quadrant Information Services for a typical driver in every Buffalo zip code to find the cheapest car insurance companies and rates. If you're looking for cheap car insurance in Buffalo, New York, you'll want to compare prices and quotes from several companies. USAA, Progressive and GEICO also regularly offer affordable auto insurance rates to Buffalo drivers that are cheaper than the city average. Drivers with a DUI may struggle to find affordable insurance and may have to turn to a high-risk auto insurance company.
Insurers use a variety of factors to determine the cost of car insurance, such as your age, address, the type of car you drive and your driving history, which means that, ultimately, each driver will receive a different rate. The analysis included the largest insurance companies in each state; smaller insurers were also included when rates were available. You might be surprised to learn that your zip code could play an important role in determining the cost of your car insurance. That's why comparing prices is your best bet for getting the cheapest car insurance in Buffalo or anywhere else.
Buffalo drivers with a history of drunk driving pay 46% more for car insurance than drivers with clean records. The specific cost of your car insurance in New York will depend on factors such as your age, gender and driving history.