Any high school or college student with great grades is eligible for the GEICO discount for good students. Beneficiaries of this offer enjoy a 15 percent discount on their vehicle insurance policy. GEICO created the discount for good students to help students pay the expensive insurance premium for young drivers. Check with your Nationwide insurance agent for the terms of the 10% reduction in insurance and other discounts for drivers.
Contact your American Family Insurance agent for specific information about the IPIRP discount and other ways you can lower your car insurance premium. AAA Auto Insurance offers a 10% discount on collision, liability and no-fault insurance premiums after completing an online defensive driving course. The New York Internet and Insurance Point Reduction Program (IPIRP) is an online course that offers a mandatory 10% discount on insurance for three years. The GEICO insurance discount applies to your collision, no-fault and liability premiums for three years.
Even if your car insurance company isn't listed above, you'll be entitled to a 10% discount for defensive driving if you meet your provider's requirements. While all New York providers accept the reduction in defensive driving insurance, be sure to contact your insurance company and ask about any specific policies related to the IPIRP discount.