No quote or insurance change is required. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance. Read the information below on how to lower your points for a traffic violation in New York State. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.
The actual amount of the discount will vary depending on your insurer, age, state and other factors. After completing the course, you may also need to take a comprehension test in order to pass it and be entitled to an insurance discount. However, some states, such as New York, require insurers to offer discounted rates to drivers of all ages for taking safe driving courses. AAA Auto Insurance offers a 10% discount on collision, liability and no-fault insurance premiums after completing an online defensive driving course.
Defensive driving courses can last between four and 12 hours, depending on state regulations and class format. Your State Farm agent can provide you with information about the defensive driving discount, the Drive Safe & Save program, and other discounts that may lower your insurance rate. Even more exciting is that, in addition to the insurance discount, taking the New York Defensive Driving Course can also reduce your driving record by up to 4 points. The GEICO insurance discount applies to your collision, no-fault and liability premiums for three years.
In addition, many insurers require that you have a clean driving record in order to qualify for a discount on driver training. The New York IPIRP insurance discount is available to anyone who voluntarily completes a DMV-approved defensive driving course. Remember that a defensive driving discount is just one of the many discount and savings opportunities available to insurance buyers. Eligibility varies depending on state law and your insurer's policies, although discounts are most often offered to teens and drivers over 60.
New York drivers can take a state-approved defensive driving course to qualify for a 10% insurance reduction that is valid for three years. New York drivers who take a DMV-approved defensive driving course receive a 10% insurance discount for three years. A defensive driver training class (sometimes abbreviated as DDC) is generally taught in a classroom or online with text, audio, and video materials. Check with your Nationwide insurance agent for the terms of the 10% reduction in insurance and other discounts for drivers.
New York drivers can get a 10% reduction in insurance after taking a state-approved online defensive driving course.