Any insured driver who is the primary operator and completes a Point & Insurance Reduction Program course will receive the reduction. If you have completed a defensive driving course or are thinking of participating in one, you may be eligible for a defensive driving discount. One of the most important factors to consider when looking for insurance discounts for defensive driving courses is the insurance provider. A defensive driving course certificate generally lasts about three years, which is also the typical period for getting a discount on a defensive driving insurance course.
MoneyGeek asked industry experts to share some ideas that could help you make informed decisions when choosing the best car insurance and the best discounts. A defensive driver training class (sometimes abbreviated as DDC) is generally taught in a classroom or online with text, audio, and video materials. In addition, many insurers require that you have a clean driving record in order to qualify for a discount on driver training. For example, new drivers can get cheap insurance, but they often pay higher costs because they are presumed to be more at risk compared to experienced drivers.
Remember that a defensive driving discount is just one of the many discount and savings opportunities available to insurance buyers. Creating a defensive driving account is one of the first things you must have to be eligible for an insurance discount for a defensive driving course. A number of factors affect the cost of car insurance: the driver's age, history, and type of car are just a few of them.
What's even better, New Yorkers can take this course once every 3 years to maintain a discount on their auto insurance premium.Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive.
It's worth checking with your state's DMV and your insurance agent to see what discounts you can get.