Learn about the car insurance discounts available in New York and how to be eligible, and you'll likely save a lot of money on your premium. You can also read about the available group discounts that can help you save. Erie offers eight discounts for auto insurance customers, including a multi-vehicle discount, a discount for paid benefits and a discount for young drivers. Erie discounts can save drivers up to 25% on their car insurance, and customers who qualify for multiple discounts can save even more.
No, Erie does not have teacher discounts. While Erie doesn't offer special discounts for educators, teachers can still save with some of Erie's other discounts, such as a multi-policy discount, a discount for security savings, and a discount for paid benefits. As an insurance buyer, you should check with your insurance company, agent or broker about possible discounts that may apply to you, such as those offered to the elderly, shared vehicles, low annual miles and the “good student” discount offered to young operators who meet certain academic requirements. For example, Erie offers a multi-vehicle discount to drivers who insure two or more vehicles on their policy.
Consumers can also save money if they inform the insurer of any new conditions that may affect the nature of exposure to insurance, such as when a young driver in their family leaves home or if a young driver is going to college more than 100 miles away and doesn't drive the car. Get a quote and see how combining several policies or having a safe driving record can make a difference in the cost of your monthly premium. You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere. Erie offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course.
For example, Erie offers a multi-vehicle discount to drivers who insure more than one car on their policy. You can get Erie's full-pay discount if you pay your entire auto insurance premium in one payment. Each insurance company determines their rates differently, so the best way to find a good deal is to compare the quotes of several insurers and take advantage of each discount. If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance.
However, Erie isn't one of the cheapest auto insurance companies overall, and young drivers specifically can find cheaper rates elsewhere. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance. Since rates tend to be higher for young drivers, young drivers should learn about the “road training discount” offered by many insurers for those who have taken driver education classes.