Compare rates to find the best company. You may be able to get cash help if you can't pay your bills because you lost your job, you get less money from your job, or you've had another emergency, such as an unexpected medical situation. This help is called “emergency assistance” or “one-time offer”. Geico and other auto insurance companies often consider your occupancy when adjusting your rates (this is just one of the many risk-based factors that insurers consider).
Geico offers an average discount of 10% for police officers in Alabama, more than 8 percent in Oklahoma and an average discount of 5% for law enforcement in Arkansas, Arizona, Delaware, Idaho, Minnesota, Nebraska, Pennsylvania and West Virginia. As for getting a discount for car insurance in a low-risk occupation, statistics have shown that some occupations tend to have safer drivers than others. For example, while some insurers offer a 10% discount for teachers in some states, others don't benefit from that discount. If you work in a high-risk occupation, it may not necessarily be worth switching to a lower-risk one just to save on your car insurance.
Progressive offers discounts of about 19% for engineers in Pennsylvania and 15% in states such as Arkansas, Delaware, Kansas, Kentucky, North Dakota and Texas. Train all workers with occupational exposure to SARS-CoV-2 (as described in this document) on the sources of exposure to the virus, the hazards associated with that exposure, and the appropriate work protocols established to prevent or reduce the likelihood of exposure. However, since the transmissibility of SARS-CoV-2 through contaminated surfaces and environmental objects is not yet fully understood, employers should carefully evaluate whether work areas occupied by people suspected of having the virus may be contaminated or not and whether or not they need to be disinfected in response. According to sources such as Consumer Watchdog, Geico was the first company to start considering occupancy when determining insurance rates.
Others, such as Farmers Insurance and Country Financial, promote fixed and percentage discounts for customers with certain educational degrees or occupations. It is an initiative aimed at reducing the high unemployment rate among the thousands of New Yorkers who return home from prison by providing pre-employment assistance and job placement. For example, Progressive's firefighter discount exceeds 15% in Delaware and Kentucky and nearly 12% in Ohio, but it's not available in other states. Sick leave, telecommuting) and employee training are described in this and other OSHA and CDC guidelines in ways that reflect the risk of spreading SARS-CoV-2 in the community from the geographical area where the workplace is located.
Check out this table for some examples of Geico car insurance rates for high-risk occupations compared to rates for low-risk occupations.