If you don't maintain coverage,. Your insurance cards must have the same name as the name that appears on the vehicle registration application. However, the DMV will not accept a card if the DMV barcode reader cannot read (scan) the barcode. New Hampshire is the only state that doesn't require car insurance.
However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. Failure to comply with state requirements may result in the suspension of your license and registration. In the case of accidents in New York, the amount of protection that must be provided to uninsured motorists is equal to the minimum bodily injury limits required for liability insurance. This liability coverage protects you (and anyone who drives your car with your permission) if another person (“third party”) files a claim against you alleging that you were negligent or were at fault for some other reason.
Therefore, this coverage will make payments on your behalf to that injured third party, in the event that your car is involved in an accident that causes serious injuries or the death of other people or damage to your property. If you don't have your own policy and you're not covered by a family member's policy in your household and if you're injured as a pedestrian by an uninsured vehicle or by a driver who hits the road or by being an occupant of an uninsured vehicle in New York State, you may still be eligible for uninsured motorist protection and no-fault coverage. Don't delay processing any such correspondence you receive from the DMV, even if you are sure that your insurance is in effect. Under this coverage, your insurer provides you and all family members living in your home with protection against economic losses resulting from injuries sustained in car accidents anywhere in the United States, its territories and possessions, or Canada.
The purpose of no-fault insurance is to restore the health and productivity of people injured in car accidents as soon as possible. If you don't maintain liability insurance coverage for your car at all times, it can result in the suspension of your vehicle's license plate and driver's license, as well as other significant monetary penalties. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. In addition, your insurance company must provide you with a legal defense against such claims, without reducing the liability limits of your policy.
No-fault states, such as Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah, require drivers to file personal injury claims with their own insurance through their PIP coverage. If you already have a policy with higher liability limits, it will provide you with coverage when you rent a car. That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident. Whether you're looking for a new career or just want to learn more about Progressive, here's all the information you need to get started.
