Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer a defensive driving discount to eligible drivers, although the exact amounts and requirements of the discount vary. Defensive driving discounts are available at almost all major insurers, and also at many of the smaller ones. Allstate and The Hartford offer discounts of around 10%; Geico and Liberty Mutual save their qualifying policyholders about 5%.
While completing a defensive driving course (online or in-person) is the first step to getting a discount, some airlines require other conditions to be met before they can start saving. As a safe driver, you can enjoy a discount on your Liberty Mutual Insurance insurance policy when you complete the online defensive driving course. What's even better, New Yorkers can take this course once every 3 years to maintain a discount on their auto insurance premium. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance.
While this defensive driving course offers a discount on your Liberty Mutual insurance premium, it can also help you cancel fines in some states, such as Texas. Once you've completed the defensive driving course, you'll need to send your certificate to Liberty Mutual. Liberty Mutual can offer this discount to drivers based on their state and sometimes their age.