Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days. Your company will notify you by mail or email before canceling your coverage.
If you are insured by Progressive, you want you to report your accident regardless of who is at fault for the accident. Once you report the accident, a claims representative will contact you and answer your questions. You will schedule an inspection of your car. You should ask about deductibles and what repairs are covered by your policy.
The insurer will inspect the damage and provide a repair estimate. You can arrange for your repair and towing as needed. You are allowed to take the car to a repair shop within the Progressive network, or you can use your own repair shop. These are issues that you should discuss with the claims representative.
Sometimes renting a car is covered, and this should also be discussed with your claims representative. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Davis knowingly conspired with another person while filing an accident claim with Progressive Garden State Insurance Company, in an attempt to cover a claim for losses. You can change insurers at any time, even if you just renewed your policy with another insurance company.
After taking these steps at the scene of a car accident, it may be necessary to file a car insurance claim in Progressive. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. People insured by another insurer should check their insurance policy and read the section on obligations to know when they should report a car accident to their insurer. The insurance adjuster can be friendly, but in most cases, the insurance adjuster's goal will be to find out if you contributed to the accident or if you have taken steps that could be interpreted or result in alleging your fault for the accident.
Call your old insurance company and find out if your coverage has expired and, if so, how long you have been without car insurance coverage. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here. Most insurers prefer that car accidents be reported immediately so that they can investigate if a lawsuit is filed.
If you were injured in a car accident and are concerned about a Progressive car insurance claim, you should contact an experienced personal injury lawyer. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Progressive continues to check the status of repairs and address other issues related to vehicle damage while the vehicle is in the shop.