Mark Friedlander is director of corporate communications at III, a non-profit organization that focuses on giving consumers a better understanding of insurance. The following sections show the average costs for certain driving situations, such as car insurance prices if you were in an accident or were recently hit by a DUI. Bankrate's insurance editorial team, which includes three authorized agents, analyzed data obtained from Quadrant Information Services to give you an idea of what you could pay for coverage in New York. Comparing car insurance rates allows you to see which companies offer the best coverage and prices for you.
In New York, drivers with just two speeding tickets pay an average of 21% more on their annual car insurance premiums, for example. As you search for car insurance, remember to look for providers that offer the best discounts for your situation. You can even talk to your insurance agent to see if you can exchange your policy for a low-mileage alternative. The choice of car is an important factor when it comes to how much you'll pay for insurance when you're a young driver.
MoneyGeek has ranked the top insurance companies for this age range to help you get the best possible deals. The tables below show the cheapest car insurance for young drivers in New York, along with the estimated monthly and annual costs. The average auto insurance premium has also become more expensive, increasing by more than 50% over the past 10 years. Buying New York minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement.
When it comes to saving money on car insurance, there are a few simple strategies that can have a big impact when it comes to the cost of monthly premiums. Most other states also have restrictions on their use, which can be found on the state insurance regulator's website.
