Personal injury protection (PIP) covers your medical expenses, as well as lost wages and death benefits, and you can pay them even if you are at fault. Uninsured driver coverage covers your medical expenses and those of your passengers if you are hit by an uninsured driver if the accident occurs in New York State. The SUM provides additional coverage and applies to accidents that occur inside and outside of New York State. Under certain circumstances, New York requires a free inspection of your vehicle to protect you and your insurer.
Otherwise, you can vary each quote to see how your car insurance premium changes when additional coverages are added. If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising your coverage. With Progressive Pet Insurance from Pets Best, you can create a plan that fits the needs of your dog or cat, as well as your budget. You can file a car insurance claim with Progressive by logging into your policy, calling 1-800-776-4737, or using the Progressive app.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Your car insurance rate is determined by factors such as age, location, driving history, type and use of the vehicle, and more. The best way to buy car insurance is to compare quotes from different companies to see the different costs and coverage options. Even if your car is paid for, you should consider having comprehensive and collision coverage if it's new to avoid paying an expensive repair bill.
Some progressive companies can receive compensation as authorized agencies for providing services on behalf of business owners, general liability, professional liability and workers' compensation insurers. Progressive customizes coverages and discounts so New Yorkers can drive with reliable and affordable car insurance.