A canceled policy is different from a policy that isn't renewed. Cancelled policies occur before the deadline is up, and insurers can cancel a policy for a variety of reasons. Non-renewal means that the policy will not be renewed once the current term expires. As with any recurring bill, you must pay your car insurance premium regularly or your insurer will stop providing coverage.
But unlike an unpaid phone bill, the consequences of not paying insurance can be far-reaching. After a cancellation due to non-payment, the insurer can increase your rates and your license can be revoked. It's important to read all insurance policies carefully and ask your insurance agent for answers if you have any questions. They also strive to ensure that insurance companies treat the insured and insured fairly, process their claims quickly and accurately, and respect policies.
The options available will depend on how long you spend without paying your car insurance bill, your insurance company's policies, and your state's laws.