Brooklyn, New York, is the most expensive city in the U.S. U.S. in terms of auto insurance with full coverage, according to our research. Interestingly, while many people who live on Staten Island also commute to work, and the average auto insurance rate is approximately 77 percent higher there than in the rest of New York, this county has the lowest cost of car insurance in New York City.
In Queens, the average cost of an auto insurance policy is approximately 107 percent higher than the average cost of a policy across the state of New York. However, if you're looking for the least expensive place to insure a car in New York City, Staten Island is where you should be. Whether you live in Manhattan, the heart of the Big Apple, or if you live in one of the other boroughs (Brooklyn, Queens, the Bronx, or Staten Island), you can expect to pay much more for most things than people who reside anywhere else in the country, including car insurance. After doing a lot of research on this interesting topic, the founders came to the conclusion that Staten Island is the cheapest place to insure a car in New York City.
Recently, the founders of New York Motor Insurance, the main provider of auto insurance quotes in New York, decided to check if the five boroughs had different auto insurance rates, in addition to a variety of neighborhoods, businesses and towns. In short, of the five boroughs of New York City, Staten Island residents pay the least for their annual car insurance premiums, while Brooklyn residents pay the most. As stated in the article, of the five boroughs, Brooklyn residents pay the highest rates for their car insurance. New York Motor Insurance recently published a new article that takes an in-depth look at the five boroughs of New York City and which ones have the best car insurance rates.
Zebra's national study analyzed 61 million auto insurance premiums in all zip codes, based on common variables, such as the driver's age, gender, driving history, financial behaviors and the cars themselves. Given the high cost of living in the Big Apple, many people wonder how much they can expect to pay for their car insurance coverage. However, having a car can certainly make getting around much easier, especially if you live outside of Manhattan, the heart of New York, where public transportation is more available; however, even if you live in the Central District, having a car can make life much more comfortable. Once again, the population of Queens (it's the second most populated district in New York City), along with the fact that nearly half of the motorists here commute to work, are likely factors that contribute to the high cost of car insurance.